1 Million dollar life insurance quote?

Question

Any agents or ex- agents know the cheapest method for getting a 1 million dollar policy on a healthy non-smoker 55 year old lady with no hospitalization in the past 10 years and does not drink or eat bad.. 5'4 160lbs.. shes a full time nursing director and is healthy.. i emphasize healthy!

Answer 1

You won't be able to get a final quote until you apply and complete the health screening exam.  Any "instant" quotes will be conditional lowball preliminary quotes.

Answer 2

Check on insweb.com or insure.com.  Those will give you quotes from lots of different companies.  These may not be the exact amount that the insurer gives you, but will give you an idea.  Just be sure to go with one that will be solvent (still in business) when the policy pays out.  I would recommend going with a company that has an AM Best rating of at least an A+.  The websites show the rating for each company.  It's also a good idea to check with your current insurer.  You may be eligible for discounts on your home or auto if you purchase a life policy from them.

Answer 3

I know you mean well but $1 million policy so it will cover her debt when she passes and a nice funeral or is it any opportunity for yourself to make LARGE CASH after mom passes??

You can probably get a term policy but not for $100/mo.  

Check out insure.com