16 year old male, first car and insurance?

Question

Alright, I turned 16 a few months ago and got my license the day after my birthday. The majority of cars that we have looked at are around $1500 a year for just liability. However, 3 cars that we have not checked with insurance have really caught my eye. The first being a mazda3 anywhere from an 04 to an 08, the second being a mazda6 with the same age, lastly a 04 mazda rx-8. I would be added to my parents progressive insurance and was curious how much the insurance would be on each of these cars? My family and I are planning on checking with an agent tomorrow but I wouldn't mind an educated guess. :) If it matters I have not had any accidents and my GPA is around a 3.25. Thanks for your help

Answer 1

We have a 16 yr old too and have checked around for insurance.  Check more places than just Progressive (even though they allegedly compare many others) and see what you can find.  I was able to get different rates on the phone with a real person at a local agency than the price from the same insurance company's website.

Props on the 3.25 GPA.  You should qualify for good student discount.

Answer 2

Best to choose a car that is 5-7 years old with good safety features. Something like a Honda Civic or Toyota Corolla. Those cars get great gas mileage, are reasonable to insure, and are relatively inexpensive to maintain.

As per insurance, get lots of quotes

Here's some from my bookmarks

http://finance.ebookorama.com/ukusa-sele...

http://gsx1.com/Car-Insurance/100.php

Answer 3

I just wen t through this, i ended up getting a 1970 camaro, cuz it was cheap fast and is a whole lot of fun. I acctualy found a loophole in the insurence system (shhhh) wher i got classic car insurence for dirt cheap, cuz it's considered a collecter car : )

The mazda RX-8 and mazda 6 expect to pay $5,000 a year....it's nuts