18yrs old I have No credit, Parents wont CO SIGN, I need a car what should I do?

Question

i need help? this is frustrating

Answer 1

Maybe see if any grandparents would co-sign. Or look into buying a used car. You can look on craigs list. Then you can go see the car and determine if its right for you

Answer 2

Save up and buy a cheap car that doesn't require much money so you can buy cash. You don't NEED a cosigner to get a loan, by the way, but you will get screwed on the interest rate and terms.

Answer 3

If you must buy a car on credit, try asking your grandparents, aunt, uncle, etc and find the CHEAPEST thing that will get you around.  (Legitimate ads on craigslist.com have some great deals).  Good luck!!

-Oh, forgot to mention that you have to pay in cash for craigslist cars, but if you find another relative willing to co-sign you can go to a bank, get the cash, and then complete the craigslist deal.

Answer 4

No credit is better than bad credit.  Are you heading to university?  Usually banks will give you a line of credit, or at least a decent credit card to a university student.

Answer 5

Many dealerships now have guaranteed financing.

They require that you have a job for at least 6 months and that's about it.

Good luck  

Answer 6

If you need a car go to one of those side dealers not a big one like Ford or dodge but a used dealer ship and call around. Alot of them will work with you even if you don't have credit as long as you have a job. Just call around they will tell you if they finace there at there dealership and weather or not they can help you.

Answer 7

Unless if you have an older sibling or know someone with really good credit who will co-sign for a new or newly used car, I would suggest maybe asking friends if they know someone who's selling their car. Take a parent with you so that way you're not getting a crummy car after paying so much for it.

Save money. Maybe set aside a hundred or two hundred from your paychecks and see if your parents are willing to contribute as well.

Answer 8

get a paper route, it builds character, ----YA nice thumbs down----what,  you want the world to give you one for free,  GET A JOB!!

Answer 9

Take the bus?