18yrs old+no health insurance=HELP?

Question

I am no longer uner my mothers care so i no longer have health insurence can anyone point me in the right direction?

Answer 1

right direction for what?

Get a job, with health insurance benefits.

Or pay $200 a month out of pocket for private insurance.  THose are your choices.

Answer 2

get a job with healthinsurance

Answer 3

Check out an HSA--Health Savings Account--you'll have a good deductible so that your premium won't be too bad. You will put money away, tax deferred, for future potential needs. Check something like ehealthinsurance.com and search for HSA accounts.

Get a physical every year and LISTEN to the doc's advice.

Strongly consider a flu shot. Make sure your needed vaccinations, like tetanus, are up to date. Learn something about eating healthy. Exercise regularly--even if it's only walking daily. Don't smoke, drink, drug, or engage in casual s*x or act like you're auditioning for Jackass. Get enough sleep. Do all that and you'll greatly reduce any health concerns you could have.

Answer 4

A lot of Grocery stores offer full coverage insurance to their part-time workers. (although I hear most people aren't happy working there.)

Answer 5

Unless you have a preexisting condition then you really won't need health insurance until you're 40+.

Answer 6

Check with your state to see if they cover low income earners, otherwise you'll need to find a job that has coverage.  Most states/towns have some clinics that help provide healthcare to those who can't afford it.  For your other healthcare needs - try planned parenthood.  Good luck - and stay healthy!!!!

Answer 7

Yes, I am an insurance agent.  Call me and I can help you out.

I am in Atlanta GA 404-509-4088

Ingram Insurance Specialists

Answer 8

If you don't get insurance through work you will need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price.

Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company.

If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles and low copays your monthly premiums will be significant.

On the other hand because you are young and, I presume healthy, and probably rarely use the health care system you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.

Check with the agent that writes your parent's home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation.

Use the Internet to educate yourself but use an agent to purchase the coverage.

Answer 9

It sounds like a not easy cracking nut,have a look here,you should find something useful for you.http://health-insurance.expert-tip.info/...

Answer 10

I can't believe someone just said you don't need insurance until your 40. I guess he never heard of anyone getting in an accident  and breaking their leg, etc.

With all the different health carriers and plans available most people really should use a health insurance broker. A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state.

For example a typical broker can have access to 10 major carriers and 60 different plans just for one state.

You can try doing your own research on the internet, but if you give a good broker 5 minutes they will be able to make suggestions on which carrier may fit you best.

I suggest using yellowpages.com to search for health insurance brokers in your area.

Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance.

At your age you can get a plan for as little as $50 per month. You will have to find the right balance between the monthly premium and the level of benefits you want.