2 mortgage's need to consolidate and lower payments?

Question

behind in payments . need to stop forclosher

Answer 1

Need more details, sorry.  ie - What do you own?  Any other debts?  Is the mortgage on just one property or are you renting one out etc.

Answer 2

If you're behind, it's a golden opportunity to renegotiate the terms.

Unless you have 40%+ equity in your home, you will probably not qualify for a refinance in today's tight market... which is a good thing... because your rate would likely have gone UP, not down with a "takeout" loan, as they're called.

In addition, you would have paid a boatload of inflated fees to get a foreclosure bailout loan.

That said, response a lot of homeowners are getting from their mortgage servicers ranges from neglect to outright abuse.

Just because they're not working with you now doesn't mean that you need to replace these loans.

If your mortgage companies are not cooperating with you, or if you feel like you're getting the runaround- lots of promises with no action, go to my website and sign up for the report:

http://foreclosureresolutioncenter.com

Hang in there, this is doable, you just need to change course here.