55o credit score?

Question

Experian credit online gave me this score. Is the annual credit report ligit. When you look at your information does it has everything on it or does it show certain things? What is the best way to re-establish credit.

Answer 1

Their scores are accurate and yes annualcreditreport.com is ligit.

And yes your credit report shows everything that has been reported.

The best and fastest way to rebuild credit is with credit cards, use them for every day things, never exceed 30% of your limit and pay in full before the due date.

Over 90% of your score is made up of the last 24-months of activity so anything that is older then that is not really hurting you that bad.