A home owner was to 1st fill out his "loss mitigation" package, Then list the home with a realtor...?

Question

This was to set the "short sale " process in motion. After it was listed I was to place a bid, and the appraisal would take place. THE OWNER HAS DECIDED "HE IS GOING TO BE THE LISTING AGENT?" is this a valid approach in the eyes of the bank? Can a home seller be the "listing agent?"

Answer 1

Approach to what? Of course the owner can be the listing agent. I don't get what your point is or what you were trying to do.  

Answer 2

These "guidelines" are set by the bank which is privately owned.  They may reject the "loss mitigation" if they think the seller is fooling around.  Most of the time they don't know what is going on. The house is located in another state.  All they want is an offer to start negotiations.

So it is possible the seller can be his own "agent".