About 20% of all U.S. families are without bank accounts. Why do you think that is?

Question

according to consumer reports

Answer 1

The shape of the Bell Curve never changes.

It is a predatory world. The lower 20% are not competitive enough.

But at least the 20% here in the U.S. arn't starving. No offense, but I mean I see a lot of fat poor people.

Answer 2

Because typically very poor people don't trust banks, and about 20% of Americans think they are very poor!