Accident Advice - Car without insurance?

Question

My friend was driving her car on a busy highway, minding her own business. Suddenly a large SUV hits her rear quarter and pushes her off the road, down a hill, and into a ditch. Apparently, and there were about 10 witnesses to the situation, the driver who hit her was involved in some sort of road-rage war for about 5 miles, ending when she hit my friend's car.

My friend is ok, but her insurance had expired on her car. The police didn't ask for her insurance that day. She learned a lesson and has since payed up online, so the insurance co doesn't know about the accident. Both of the drivers involved in the road rage were charged with reckless driving, and one of them even got arrested.

Our question is this: she has $1400 in damage to her vehicle. She is willing to pay what she needs to pay to get her car out, just to avoid getting in trouble for driving without insurance. Are there any other options for her?

Answer 1

Assuming the moron in the SUV has liability insurance AND did not hit your friend on purpose then his insurance should pay for he car damages and a rental car while her car is in the shop.

The fact that your friend didn't have insurance does not mean that she can't make a claim to the at-fault party.

She is lucky she didn't get a ticket for not having insurance, but that fact doesn't mean that she can't legally make a claim to the SUV's insurance.

Answer 2

She's lucky they arent doing her for driving without insurance! There is no option other than to pay for it herself. She was driving the car illegally!

Answer 3

sue the driver of the other car for her problems

Answer 4

The driver of the SUV is responsible, so  their insurance should pay for your friend's car. If they didn't have insurance, your friend will have to sue that driver for the damages.