Affordable homeowners/auto insurance company that includes liability insurance for home daycares?

Question

If anyone knows a good company for homeowners and auto insurance. It has to be able to accept home daycares in the liability. Everyone I try wont accept you if you have a home daycare. I have farmers and I have been told it is very high. If anyone knows please let me know. Serious answers only please. Thanks in advance! (O:

Answer 1

Home insurance is actually very flexible. I don't understand all the details of my homeowners policy, but my home insurance agent is always helpful. Try calling your agent or a agent in your area. http://www.usinsuranceadvisor.com/Home-I... They will be able to help you.

Answer 2

The only company I know of is Farmers Ins. that will let you add it on to your Homeowners policy up to a certain amount of kids.  Otherwise you need to get Business ins since you are running a business. I've heard the cost to add it to your Homeowners wasn't that much, compared to what Business ins would cost.

Answer 3

I've gone through the similiar thing -- still a little bit painful,here is the resource help me out.http://insurance.online-frees.info/insur...

Answer 4

You need a business policy.

Answer 5

I think State Farm does allow you to have both on the homeowners insurance, but I am not positive.   Call an agent in your area.