After I apply for a credit card and get approved, when can I use it?

Question

I am preapproved for a secured credit card and I'm going to take the notice to Bank of America and deposit money in there so I can use it. Will they give me a card number after I apply so I can use it until the card itself arrives in the mail? Because I know it takes like 10 days for the card to arrive in the mail if you apply online. Thanks =)

Answer 1

'Preapproved'

Hah!!!

they are desperate for you to have credit and you not pay back in the month. don't do it.

Answer 2

I wouldn't use it until you actually receive the card in the mail. You'll have to activate it once you get it. Using it before this point would be dumb because you could be a vicitim of identity theft. Wait until you have an actual card in your hand that is not activated yet.

Answer 3

Just be patient and wait for it to come in the mail. You want to make sure the information is right....sometimes it shows up with the wrong spelling, etc....

Answer 4

Sometimes, depending on the bank or credit card company they will give you an instant number so you can begin using it online right away. Generally though you have to wait the ten days until they send it in the mail to go and use it at retail stores.

Answer 5

As soon as you call in to verify and activate your card.

Answer 6

Wait for card in the mail. Then call and activate it. It's much safer.

Answer 7

No.  You have to wait till the card comes in the mail.  There will be  a sticker on the card telling you how to activate it.  Basically you can use it when it shows up in the mail.

Answer 8

Once you get it in the mail you have to call an 800 number and activate it. Once you do that, you can use it.

Answer 9

you got  to wait for the card, then you have to activate it, then you will be sent your pin number. then when your pin arrives thats when you can use it. unless you use it over the internet or phone as then you dont need  your pin.