Allright so my bank did......?

Question

OMG ok so I get paid everyother Thursday at 3oclock. I go home and check online after I deposit my check to see if my money is in my account. When I see that it is, I go do my grocery shopping.

Well, somehow they I get an overdraft fee of 60 bux b/c I spent $5 at walmart at midnight before I got paid ((i had 90bux in my account at the time)) and that gets tapped on to my account after!!!

uggh i hate my bank they do this all the effing time to me!!!!!!!!

sorry I need to rant somewhere. Im angry....

Answer 1

If you had cash in your account, they cant charge you for overdrawing! Go into your bank and demand that they refund the charge or you'll go elsewhere.  

Answer 2

i know what your talkin about, i hate my bank too.

my life is always like that. out of nowhere unexpected, they always do this to me, and throw this huge negativity event in my life and cause me to go into depression.

i hate banks, governments, society, and basically anything

Answer 3

A lot of people do not do this but it is very important to read both the funds availabilty and schedule of charges from your bank. They do not give these out just for fun at account opening. There are a lot of things that could cause an overdraft fee that you will not see on your online banking. Seriously... read these... you'll be shocked. If you have direct deposit it does not post to your account until midnight. Most credits come in before debits but not all of them. If it is a check it will show in your account on the online banking but it not available. If you use your money at that point it is consider an UAF (unavailable funds fee) and not an overdraft fee but the amounts are the same. Checks usually clear on midnight of the second business day they are deposited. If you cash a check or do cash back from your account it will hold that amoung for about 2-3 days and those funds also cannot be used.

Banks are having a difficult time with individuals who cannot pay off the owed balances on their account and with a lot of fraud. The more this happens the longer they are going to hold your funds..

It stinks that the honest people of this world have to suffer because of the crooks but that's the way it is.