Am looking for perscription insurance for my low income mom (86)?

Question

She is on med eye drops, her regence ins. costs her $116. and yet she has to pay $110 for the drops. She has about the lowest ss u can get due to being born in the year 1921. Not sure why that is that she gets less then other years born. I get very confused trying to understand SS rules and insurance stuff and the senior advisors didnt help either.

Answer 1

It's possible to get into an HMO when you're older and getting SS. It covers a certain amount of prescription medicine and is generally much better than straight medicaid. One is called Secure Horizons. If you aren't in the States, I don't know.

Answer 2

check out wal-mart they have low prescription rates.

Answer 3

She should enroll in the new Medicare prescription insurance (Part D).

Answer 4

The most cost efficient choice for your mom would probably be a healthcare savings plan such as ASI.  The ASI premier plan gives you up to 60% off discounts on everything medical, dental, prescription, optical, chiropractic, accident and even comes with a prepaid cell phone with 250 minutes.  This plan costs only $52 a month and covers two people.  In the long run she would be paying less out of pocket expenses.  Here is the contact information:

ASI Healthcare [phone]

If they ask for a referral # give them 243665.

I hope this helps!  Good luck!

Jen