Another car wreck question.?

Question

OK on Friday the 4th my husband and I were invited to a cookout and fireworks at his cousin's house, where she lives with her kid and boyfriend. We live out of town and she told me to park in my car behind theirs so that the fireworks wouldn't hit our car. His cousin and I were sitting inside playing the wii, and her boyfriend comes in and says," d**n it, I'll trade insurance info with you in the morning," We were going to stay the night. When he said that it took a minute to figure out that he hit our car. Well, we went outside and looked and it's the whole side panel on the passenger side. He had been drinking and they ( my husband and the boyfriend) decided that he would just pay out of pocket. Because he it was family and my husband didn't want to start any c**p between them. Well I went and got a quote yesterday and emailed it to him. He called and said that it was too much and that it could be fixed cheaper. And I told him I didn't care if it cost 50 cents or 500 dollar

Answer 1

If he doesn't want to pay, just go through the insurance.

it is simple as that.  If he won't give you insurance info, that is hit and run.

Good Luck...

Answer 2

OK, here's the best way to handle this: report the claim to your own company. You'll have to shell out a collision deductible but it will be returned when your insurer subrogates from the other person's insurance company. This way you are completely out of the situation and you just tell the boyfriend that your insurance company is taking care of everything. Trust me, this is the only way you will ever get any peace over this.

Answer 3

So what's the question?