Question:

Any advice on my college situation would be soooo helpful!?

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I applied to Hofstra University and was accepted! That was the only school I applied to (I know I know, stupid), and the tuition has been increased by 8,000 since last year(its up to 44,000 now). I'm absolutely IN LOVE with this school, it really is a perfect fit. I know my major (communications-audio/radio) and what I want to do when I get out (radio production). But, I'm 15,000 short, including my parents help and the 18,000 I got in scholarships/grants from Hofstra. I'd have to take out 60,000 in loans to go. My parents do NOT want me to, my mom doesn't have to credit to co-sign for me, and is afraid I'd be in debt out my nose when I graduate, with no secure way of paying it off. I don't think my dad will sign, he doesn't think it's necessary that I go out of state or anything like that. I'm only 17, and I will be for a while, so I can't take them out myself. Should I try to convince my parents to take out the loans, or are they right, and should I just go to the community

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3 ANSWERS


  1. Hofstra is not the only place that does radio communications. Many (if not all?) colleges do--including community colleges. You do not need to fall into debt to get a major that can be found at a much, much cheaper school. Hofstra is not guaranteeing you a job. You probably will not make enough to pay off such huge loans even if you were lucky to land a job. Don't start off the race with a broken foot. Accept that you're not going to get everything in life and do something else instead.


  2. A lot of my friends decided to go to the community college for their first year (making sure classes they took would transfer) and then the next year went to the school they wanted to go to. During the first year they worked..a lot. so if you don't want to give up your first choice and save some money this could be an option for you.

  3. This major is offered at any school.  It would be stupid for you to borrow this much to get a degree that isn't going to earn you that great of a salary to pay off that debt when you graduate.  "A good fit" is not worth 60K when you can go to a state school for less than 3,000 a year!!!

    Your decision will effect the rest of your life an prohibit you from buying a decent house, decent cars, or provide for your family once you decide to have one.  Make a grown up decision and stay in state for AT least two years.  Then look at your options.  My baby sister just HAD to go to the private college out of high school.  

    Now daddy is still paying for it, even after she changed her mind after two years and transfer ed to a community college to be a nurse.

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