Any mortgage advisers out their - I own mine outright?

Question

but would like to borrow from it, I dont have the clearest credit, Defaults x 3 from when I split with my ex and I took the fall as the stuff was in my name. But the house is mine and always was, Id like to clear my debts and stash some cash.... I work part time, income in totaly around 1,400.00 per month. any ideas what I should go for ??

Answer 1

A 'normal' mortgage (avoid 'Home Equity Loans' and the like == these are all con-tricks designed to part a elderly from their property at a fraction of the market value)

You could also consider moving to a smaller/cheaper place ..