Any tips for the Applied Bank secured credit card?

Question

I want a secured card because I just graduated college and just started working. I would like to start building some credit w/out paying outrageous fees.

Applied Bank sounds pretty good so far. I don't mind paying a reasonable annual fee if I don't have to pay a super high APR (you know, in case of an emergency of default or something for whatever reason).

I'm just wanting to know what I should watch out for!

Thanks!!! =)

Answer 1

Yes

stay FAR away from Applied Bank

try

National City

US Bank

Citibank (good choice)

Bank of America

Wells Fargo

Answer 2

Many banks offer cards without annual fees, even to people without credit history.  Just do a Google search and spend some time evaluating offers.

Answer 3

here are some search results.Good Luck.

http://www.yabloog.com/tips_for_the_appl...

Answer 4

try orchard bank. they only have one annual fee.