Anyone ever asked for a limit increase on a first premier bank credit card?

Question

I have had the card for 6 mos and would like a credit increase - i have paid every payment two weeks before it was due, but i was one day late on the last payment. Do you think I will be approved? Or does being late one time for only a day put you on the "deliquent" list?

Answer 1

It's not good, but if you always pay you have a shot.  Call and ask.

Your best bet is to just get rid of the card.  You don't need it and it will only get you into trouble.  Get a debit card.