Question:

Anyone know anythign about grants?

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I want to know if there is any real grants out there.. I just need like $10 grand or less ... just to pay off bills n what not. so is there anything out there besides loans. ?

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  1. A Pell Grant is a grant to help you pay your educational costs for attending a college.  I'm guessing from your question that is not what you are looking for...you just want something to help pay your bills.  Unfortunately I don't know of any organization that has anything like that, because if I did I'd be the first in line to apply...


  2. The government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grants for paying off credit cards, no grants for getting out of debt and no grants for simply fattening your wallet.

    Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.

    For one, you have to write the grant application and the grant application is not a simple document - you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.

    There is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.

    You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.

    Even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.

    Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.

    Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

  3. If you don't qualify for a Pel Grant then you are stuck with taking loans.

  4. There aren't any grants to pay off your bills. That's ridiculous! You can take out LOANS to pay off your bills, but you'll have to pay those back with interest.

    If you're a student, you can apply for student grants, but those go to your school.

    Get a second job and pay your own bills!

  5. You could see if you qualify for the pell grant, and depending on what state you live in there might be state grants you qualify for. Have you tried checking out www.fafsa.ed.gov? You might also want to check www.college411.com

  6. you could join the air national guard, and use the bonus to pay off your bills, and use their benefits to get your degrees, and combine that with the experience, so that you can get a job that will help you not end up back in the same situation.   I can give you information if you want it.

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