Question:

Anyone know what the average credit score is?

by  |  earlier

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I just got a copy of my credit report and score and was wondering how mine measured up to other people's. I'm only 21 years old but pay ALL of my bills on time. I don't have a car loan either. My score is around the 720's......i dont want to put the exact number since im not sure how confidential that is. This is where being only 21 kicks in :)~ Im not very knowlegable on finance stuff but im trying. Thanks for the help!

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3 ANSWERS


  1. 720 is really good.

    Kudos to you for being a responsible young adult, there need to be more of us around!

    My score dipped kind of low a few years ago because of too much debt to credit ratio, even though i always made payments. I have finally gotten back up above the 700 mark.

    Cheers!


  2. To find out specifically what you must do to raise your score, you can order your score report from all three national credit bureaus. In addition to your score you'll get your credit report, an indication of how your score ranks nationally and an explanation of how you can boost your standing.

    http://best-loans.awardspace.com/credits...

    In order to improve your credit score, it's important to know where you stand currently. Despite all the media attention given to free credit reports you still have to pay to find out your credit score, the three-digit number ranging from 300 to 850 that is the key to your borrowing costs.

  3. 720-something is pretty good, above average.   I think "average" is about 680.

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