Anyway to lower Health Insurance Prem's? BCBS

Question

Blue Cross is raping me on premiums every month. 191.00! I don't even go to the dr. at all! It's been like a freakin year! Why do these scumbags charge so much? So their execs can vacation and make 200k a yr? I hate you BCBS!

Answer 1

Look for a qualified high deductible health plan that doesn't cover anything until you reach your deductible. Where I live this type of policy would cost  you $60 per month, and it pays for your annual checkup. Take what you save and put it in an HSA account just in case you ever need it. For more information about HSA's see link below.

Don

http://mtnhealthinsurance.com    

Answer 2

I know it sucks. The only way is to raise the deductible and then what is the point. Mine just went up from 191 to 236 because I turned 50. I guess you must be around 48. McCain is offering a 2500 dollar a year tax benefit for private payers like us. Well 2500 for individuals and 5000 for families. That would get your premiums back. Obama's plan is going to be a long drawn out process and a hard fight. No help now. "Read the link below. Hope this helps. I need help now.

Answer 3

The key to finding a good individual health insurance rate is to make sure that you shop around and compare quotes from multiple companies at least once every 6 months and certainly every time you are about to get a rate increase.

Stick with a large and trustworthy company like a United Healthcare, Humana, Aetna, etc. and you will be fine.

Here is some more information on how to find cheaper health insurance: