Are apartment complex landlords understanding?

Question

My sad story is...I quit my job 3 years ago to become my mother's full time caregiver. It was a nightmare from the word "go", I couldn't pay any of my bills and the credit card companies didn't care what my situation was. No agency was willing to help and for the past 3 years we lived on my mother's minimal retirement income which barely paid the mortgage and utility bills. My mother passed away May 20th of this year, I finally got a good full time job and have to find an apartment.

That being said, I am going to pay off my debts (honestly!), but, I need a place to live and start over with my new life. This is going to be my first apartment and my siblings are more then willing to co-sign on the applications to prove that I'm a good honest person and not some dead beat trying to pull a scam.

Will the complex landlords be understanding of past events or are they just going to look at the reports and deny me every where I go based on them?

Answer 1

They are in business, and they need to make good business decisions.

If you go to large, managed complexes they have exact criteria that have to follow.   They do not own the place and can not decide to forego the rules and risk their jobs and homes (many get free rent and have to leave immediately if they are fired).

No agency SHOULD be helping you pay your bills.   You spent the money, the bills are yours to pay.   Do not go whining about no one willing to pay your bills, that is a huge red flag to the landlord that you are a user (personality type, not drugs) and you will s***w them given the chance.

Your landlords from before you moved in with mom are your best bet, hopefully they will give you glowing reviews.   You will be better off looking to rent a place where the manager is also the owner, they might over look a few things.

Answer 2

They're gonna look at your credit rating, and no "sad story" or tears will make them give you a break if your credit's bad.

So, you can try a few places and see what happens.  You could also consider moving in with a roommate who already has a house.

Answer 3

Large complexes are managed by a company that will go by the book.

Look for an apt. in a small building where the owner will be understanding.

Answer 4

GO TO YOUR LOCAL HUD AND GET ON STATE/FED ASSISTANCE!

As long as you get OFF of it the second your able to there is no problem... Assistance exists for people in your situation!!!

No, they won't give a d**n about your story...

But if you go to HUD and get housing assistance... your rent will be half paid by the state and you will get one of the spots held for people on assistance.

Just don't milk assistance/aid after you don't need it...

what most people don't understand is that you can use aid for a short while, to get back on your feet, and then get off of it once you can hold your own...

The taxes you pay AFTER you get off of aid will pay the fed's back for any money you took out.

Get aid... It exists to keep people off the street!