Are my health insurance preiums paid through my employer tax deductible as health care expenses?

Question

I pay $3200/ yr just in premiums. According to my income I need $5200 to deduct my medical expenses? I have that if I can include the premiums I paid.

Answer 1

You can include them in your medical expenses unless they are paid pre-tax, such as through a section 125 or cafeteria plan.

Answer 2

In most cases your insurance premiums withheld from your paycheck are pre-tax, so you would not be able to include them in your deductible health care expenses.

Answer 3

I don't think so.  You pay the premiums pre-tax directly from your paycheck right?

Answer 4

Premiums paid through your employer are almost always paid with pre-tax dollars, meaning that No, you cannot deduct them.  If you don't know if yours are paid with pre-tax dollars, check with your payroll department and they could tell you for sure.