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We have a large sum of money in the bank which I dont want to touch b/c I need to live on that in a couple of years when I do not get any more survivior benefits b/c my youngest child will be 16 and my benefits (as a mother stop). I can not work b./c I am disabled although only by state not federal b/c I dontt have enough units. How and who do I explain my special circumstances (family).
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