Are there any affordalbe health insurance companies out there for individuals to use?

Question

I need to find a new health insurance because I do not like the one my company uses. They don't meet all my needs properly.

Answer 1

there is no a easy solution for your question.however,it is not solvable though.here is the good resource i have been referring.http://health-insurance.expert-tip.info/...

Answer 2

Check into a defined benefits plan. They might be more affordable but you pick up more out of hospital costs.  Try United American. But make sure you understand your exposure.

Answer 3

Check out http://www.ez-insurancefinder.com they'll have some good info and offers quotes from some of the top providers in your area. I was the same and didn't want to use my company's and ended up finding something even cheaper that fit my needs perfectly.

Answer 4

Jesse Smedley with Smedley Insurance Group is the person for you to call. He's a broker in Phoenix, AZ and is very knowledgeable in all aspects of affordable health insurance. Visit him at www.SmedleyInsuranceGroup.com

Answer 5

Visit a local independent agent that works with all the major companies in your area. The agent can work with you to find a plan that best meets your needs. You won't pay any extra using an agent. Be wary of the "defined benefits" plans as they are not major medical. How smart is it to save $30 a month on your premium if you end up owing a $100,000 medical bill sometime in the future?

Also, be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn’t find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes... for more information. Many other states are starting to ban these cards as well.

Before signing up with any discount plan get a list of doctors. If they won’t give you a list consider it to be a scam. Call the doctors on the list to make sure they’re still taking the card (many don’t even know that they’re listed as a provider) and that they’re accepting new patients.

Answer 6

no not anymore

Answer 7

Well, likely NONE will meet your needs.  If you're 30 and healthy, it's GOING to cost $300 a month for a low deductible plan.  If you're NOT healthy, good luck finding anyone willing to even take you on, at double or triple that price.