Are there any?

Question

18/19 yr olds out there taking out their own car insurance policies? How hard is it to do that? d**n near impossible, with a minimum wage job? Any advice or any kind of insurance that would be kind to a student's pocket?

Answer 1

They are all expensive for drivers under 25.  Ask your insurance agent what vehicles have the lowest rates.  I found that around here an older pickup truck was cheapest on insurance.  Of the cars I already owned, a 1997 chevy cavalier cost almost double of what they charged to insure the 1979 cobra mustang.

They seem to base the rates on statistics instead of common sense.

Answer 2

some insurance companies give a discount for students with good grades

Answer 3

take out a small loan and see if you can find a co-signer... and buy a cheap used car first, get a visa/mc and build up your credit.....

good luck