As a delivery driver, am i insured to take stock down the stairs of my customers premises?

Question

As a delivery driver, am i insured to take stock down the stairs of my customers premises?

Answer 1

Insured for what?  Workers comp?  Damage to the load?  General liability?  

No one here can answer that question - you have to either ask your employer, or ask the agent that writes the policies for your employer.

I can tell you one thing, though - for workers comp, the rate for a driver is much, much lower than the rate for someone who loads and unloads.  If you do ANY loading and unloading,  the FULL CHARGE for you on workers comp has to go to unloading and loading - which will cost much, much more for your employer.   And coverage for loading and unloading can be a bit odd, between the commercial auto and the general liability.