As an international student in U.S., am i eligible for home mortgage?

Question

My parents decided to buy a house for me to stay in U.S. I was wondering if I am eligible to obtain a home mortgage from U.S. banks. I'm still a student and i'm not working yet. I talked to the local bank here and they always say they don't know. Help~

Answer 1

No, your parents will have to pay cash for the property, you will not be able to obtain a mortgage with no documented means of paying it.   Allowance from Mom and Dad does not count.

Answer 2

if you are not working then how can you handle the debt service. think about this question. If mom and dad are paying and in another country probably not since a lender cannot come after them incase of default