Auto Insurance HELP!?

Question

ok, my parents own 5 places 3 are covered by LLC which is Limited Liability Corporation they are businesses but are other 2 places are houses now I just got a Pontiac firebird 1991 v6 for 450$ it drives everything so ive been driving it for about 200$ a month im 16 by the way all of a sudden today my parents decide to add a 3 million umbrella so my insurance says that i have to come up with 1300$ up front right now for the whole year which is bull cause i didn't even pay that for the car i can pay that in monthly payments but not all that right now that will take me like 2 months so i cant drive for 2 months? i couldn't even get to my job so now if i don't get this resolved ill be fired for not showing up and my bird will sit I don't know how they expect me to pay this on a 8$ salary Is there anyway around it where I can make my rents happy?

Answer 1

You can try this company - http://carquotes.fateback.com - I personally have their car insurance. As I know they have cheapest insurance policies for teens and first time drivers.

Answer 2

pending on what state you live in will have a bearing on your insurance. where I live your auto policy is separate from everything else. Currently you are to young to get own insurance but your parents need to separate the insurance policies. the umbrella is a great Idea but until you get to 25 your insurance will always be high only will go down as your driving record improves and you may want to reconsider the car.

Answer 3

When your parents added the umbrella coverage a red flag went up when they saw your age and that you were living at home with them.

I would suggest your parents get auto insurance with another company