Auto Refinance - Honda CRV 2003, Charlotte, NC - Credit Union?

Question

I have a Honda CRV - 2003 Model, and I am looking for refinancing it. $ amount needed is $ 7000.

I have a pretty Ok CREDIT HISTORY, with a score of 681...

What are the best bank or crdit union which may give me beter rate....and what rate would I expect...

Answer 1

Not sure in your area, but owing less than $7k is going to make it difficult for you to refinance your auto loan.

Most lenders prefer you have over 10K in the loan. Not saying it's not possible, but a local CU is best.

Go here to find one: http://www.ncua.gov/indexdata.html

Answer 2

9.8!!!