Auto insurance companies...?

Question

I need a good insurance company!! It will be my husband (22) and I (21)...any suggestions...???

Any that I should avoid??

Serious answers only.

Thanks in advance all.

Answer 1

I've been with Amica for YEARS!  They have great customer service and they are reputable.  As far as price, I'd say they are middle of the road... not the most expensive, but you could find one for less.  (Though, that also depends on your driving record and stuff).  

I also like Amica because their policies are for a year!!  I would hate to have to come up with $500 for a six month policy or whatever... I like having a lower monthly payment.

Answer 2

I have state farm, and they have been wonderfull.  They are also the least expensive for my husband and I.  We are also able to pay by the month with them.

I have dealt with geico and progressive because I've been hit by people insured with them.  Geico was awesome.  They handled the claim very efficently.  Progressive seemed very good at the time, in april.  Everything went smoothly, until this month I got my credit card statement and they did not pay for my rental.  I was told they would, and no i'm calling them everyday to argue about it.  I don't know if it was a mistake or if they're really that shaddy... but i'd personally stay away from them.

I've heard very very bad things about esurance and safe auto.

Answer 3

There is no one "best" or "cheapest" carrier. You'll have to call around, give your social security number to have a credit check, give them the vehicle information, and get a bunch of quotes to figure out which carrier is cheapest FOR YOU

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http://www.loansandinsurances.com/auto-i...

Answer 4

Everyone wants the cheapest auto insurance. Everyone is constantly looking comparing this auto insurance provider with this one. It's almost like a parlor game, isn't it. I've done it too. If you've ever gotten a speeding ticket or have a young teenager itching to drive that you've just added to your policy or if you've been<!--involved in an accident, it can get more and more expensive, can't it? Auto insurance is too expensive. You're not alone. it's true for almost every American family.You may get your queires answered here,

http://www.best-autoinsurance.we.bs/

http://bestcarinsurance.awardspace.com/

The problem for discounts, however, is quality. Many ask is, "Is this cheap auto insurance worth buying? What kind of coverage do I have to sacrifice for a cheaper premium?" What is a small bi-yearly or yearly or monthly bill can become astonishingly high if you cheat on your-->deductible coverage or coverage amount. You need to therefore really search the different companies for the best, most comprehensive policy. Hope is here. There are good companies out there.

Answer 5

There is no ONE insurance company that is right for everyone - everyone is rated individually - and all companies have different "likes and dis-likes", different credit tiers, different business models, and many other factors that can vary your rate - and a QUOTE is ONLY a quote until the policy is issued.

Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

The best thing to do is call a LOCAL independent agent or broker. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!

Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!

Good luck, drive RESPONSIBLY and I hope this helps!