Automobile insurance coverage

Question

Monthly billing

Answer 1

With most policies you have a 5-7 day grace period.  If your accident was on August 1st and billing due on Aug. 5th, yes you have coverage.  If bill was due on Aug. 5th and accident was on Sept 1, no....your uninsured.  

Answer 2

if your bill is due the 5th and the accident occurs the 1st, you are covered.  if its due the 5th and you have an accident the 6th they may deny the claim.  some companies have a grace period on payments, so it depends on if they have already canceled your policy or not.  if the policy was still in force at the time, its covered.

Answer 3

Due on the 5th with a claim on the 1st, you should be covered.  due on the 5th , accident on the 6th.  no coverage..... except...If you are a good customer, they may offer a grace period but the bill would have to be paid during that grace period in order to be covered.