Question:

Banks never say, "U can't have a loan because we don't have enough mony.Dus dis mean dey av limitless supply?

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After all, shops run out of goods. Why don't banks run out of money unless they have an endless supply by creating it themselves? Why is the only answer banks ever give when refusing a loan as follows: you don't have enough money etc. to pay us back, but never we don't have enough money etc. to give to you.

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