Question:

Becoming an Insurance Agent?

by Guest56285  |  earlier

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Hello all,

I have just graduated high school. I currently have 19 college credits from Dual Enrollment and I am attending a University this fall and taking 15 additional college credits. I have recently changed my mind on my major and decided that I want to go into Insurance and become an insurance agent. I was thinking about taking the classes to get my certificates at Central Georgia Tech School. After I get them, working as an insurance agent but going back to school part time immediately after to get my bachelors degree in business. I would do it the traditional way with bachelors first or bachelors in insurance, but hardly any schools actually offer the major. Is this a good idea? Oh, also the reason I would do it this way is because my parents both just died and if I want to go to college at all, I have to pay for it all myself. So I'm trying to do it the best way for me. Any ideas? I know this may be confusing.

Thank you in advance.

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4 ANSWERS


  1. Check out this  website, and let me know what you think. They provide you with excellent training and cover 90% of your fees and you're trained and licensed in insurance and the financial world as well. www.primericabusinessopportunity.com  


  2. Neat... I'm 20 and I did the exact thing you're thinking of doing.

    First: It's going to be hard to get a real agent job so young: I was an assistant to a broker, first for free, then for $7/hr, then for $9/hr, now I'm his associate.  And all that happened in a 6 month period!

    You seem pretty smart so you can pull it off.  Seriously though, 80% of the job is building contacts and making relationships.  The other 20%.... the actual insurance part... is so easy.  Just beg for a broker's assistant role for pennies per hour, and you'll understand 90% of what you need to know about insurance in a month (Life and Health).

    Get your Life/Health/Accident producer's license first (4 hour test).  Financial Advisors take the series 7, which will take months to study for.

    Here's you game plan that used to be my game plan:

    1) http://www.adbanker.com/

    Take a 2-day class.  DON'T take the online prep.  The teachers all have like 40+ years in insurance.  You'll learn a lot more than what's tax deferred, and how many days a grace period is.

    2)http://www.pearsonvue.com/

    Go to this site to schedule a test at a local center.  You're aiming for the Life Accident & Health Producer's exam.

    3) IMPORTANT: take the test no longer than 10 days after the classes (studies show better pass %)

    3a) IMPORTANT TOO: If you fail (I did: got a 69% when 70+ is passing) take the test within 2 weeks of your fail.  Take it within 5 days if at all possible.  This point is probably more important than the last.

    4) http://www.nipr.com/

    After you beat the test, register here.  Now you're a producer!!!

    5)Get E&O Insurance

    Errors and Omissions Insurance is your protection against F'ing up.  Say you send something in late, give some false info on accident, or something like that: either you could be paying millions or E&O will for you.  It's about $50 a month.

    Total cost of all this is going to be about $300 (nipr registration fees get you).  It's so worth it though.  Remember: experience is everything.  You WILL NOT do well if you simply know the number crunching and laws of insurance.

    Good luck my young padawan =)

  3. I've been in insurance for 8+years and my opinion is:

    Get your degree in Business Management.  At the same time you can obtain an insurance license.  I am not sure of the requirements for licensing in GA, but in Florida it's 200hrs class work and passing the state test to get licensed.  After you have your license you can get a job anywhere with a decent salary.  Sounds identical to your plan.  Later on, if you don't like insurance...the Business Management degree will help you change fields.

  4. check out UGA Assiociation Field Services. . . I am an insurance agent for them, and although I have just started out, and am VERY new in the field, i've seen some amazing financial results from people who have only worked their a year or two...  

    I didn't even have to go to school, I just had to pass the state exam for my Life and Health Producer license...

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