Best Credit Card for a Student going off the School

Question

It is meant to be for emergencies only so I don't plan on using it often. What card is the best for me.

Answer 1

I would suggest you to go for Citibank credit card.  They are offering special schemes which will definitely be beneficial for you. Check this site for more information https://www.citibank.com.sg/SGGCB/APPS/p...

Answer 2

your top choices are...

Blue from American Express®

http://www.cardlister.com/CreditCards_de...

Citi® Platinum Select® MasterCard®

http://www.cardlister.com/CreditCards_de...

they both have no annual fees

low interest rates

and great rewards

Answer 3

You might find http://www.applyforastudentcreditcard.co... useful since it only has cards for students and it's really easy to see all the info and what it means for students. Just be sure to read all the info as you would anywhere, just to make sure you understand how the cards work with your needs, lifestyle, etc...there are cards that are great for emergencies only, just keep an eye on the interest rate. Good luck!

Answer 4

There are a few good student rewards cards.  If you pay your balance off every month, then it's not a bad idea to just funnel your normal expenses (e.g. gas, groceries, etc.) through your reward card(s) to earn the rewards.

The Citi mtvU card has 5 percent rewards at restaurants, book stores, and entertainment venues.  The Citi Driver's Edge for College Students has 3 percent rewards at gas stations, grocery stores, and drug stores.  The Discover Open Road for Students card has 5 percent cash back on the first 100 dollars you spend each month on gas and auto maintenance.

You can use this rewards calculator to see which student rewards card will pay you the most in rewards for your expected expenses:

http://www.creditcardtuneup.com/?card_ty...