Best credit card to apply for?

Question

i want to start my credit and i want to know what credit card is the best to apply for

Answer 1

The best credit card available is the one that serves your purpose. If you are just starting your credit, you will be limited in your choices. Credit cards are issued based on your current credit score. The higher the score, the lower the interest rate, etc.

What you actually need is a credit card that reports to the credit reporting companies. That will help build your credit history and your credit score. And, it really doesn't matter which one.

Your purpose is to build a credit history. I'd recommend you develop a plan. Get a credit card. Charge a meal to it. When the bill comes, pay it in full. Make this a regular program. At the same time, be setting aside a little money each month. Make a larger purchase with your card. When the bill comes, use that set aside money to pay it off.

Keep doing those things on a regular basis, and your credit history will grow in a positive way.

Answer 2

Not "Capitol One".........

Answer 3

You want to aim for a card with no annual fee, the lowest possible interest and/or a decent rewards program. Get one card only. Don't overburden yourself with 5 and 10 cards. Also, don't go applying to too many companies at one time. That can hurt your credit. Good luck.