Big Problem in Budget?

Question

Hi,

I have a problem in my budget. I owe my bank about $900 and they sent me a letter that i need to pay the amount ASAP before they closed my account. Otherwise they will close my account and send a report to ChexSystem which is a credit bureau company, and i have to wait for five years until i can access my credit again. I don't know how to get $900. I used to work at ASIG which is an Airport Service company I could've still have the money to pay, but I got laid-off because there are lack of flights or flight schedule and cutting off-hours and THAT SUCKS A LOT, and also the reason why is that any job companies can't hire new people. Any ideas how to get or borrow $900?

Answer 1

Contact your bank and tell them that you've been laid off/schedule cut.  Tell them you're looking for new work and that you have every intention of paying the bank back. Ask them for time, and a schedule that allows you to pay back in small, manageable amounts.  It's in their interest to help you make your payments.  But you need to make contact with them and have that communication.  

Good luck.