Question:

Bill collector bring legal action. ?

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i am getting sued by a bill collector for a credit card that was charged off in 1997, i know the SOL is 6 years in my state. I had one last year and went to court and proved it was passed the SOL, case was dismissed. I got served the papers last week denied the claim and the court case was set for September 14. They are demanding 3k, charge off was for $600. The problem with the court date it is scheduled when i will be 2,000 miles away, i just cant be there at that date and time. Is there away i can get that changed. I dont get it they are suing me for a time barred debt anyhow.

1 second ago - 3 days left to answer.

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  1. It doesn't sound like you have anything to worry about.  The statute of limitation is 7 years in most states.  You may want to call your states attorney general and see what to do.


  2. Just call the court house and find out from the court clerk or they can get you to the right place.

    If you know who the Judge is write a letter of explanation along with all documents to support the SOL and see what happens.

  3. Call the attorney handling the suit and ask for a postponement.  If the answer is no, call the court clerk.

  4. Best thing to do is file your answer (sounds like you've done this before) and then an additional motion for a continuance.  There should be no reason to deny the motion, but if your assert the SOL as an affirmative defense and the Plaintiff can't prove otherwise, there's a good chance the case will get tossed before the judge has a chance to rule on the continuance.

  5. Two ways to handle this. First way is to submit a motion for dismissal based upon the fact that it has passed the statute of limitations and is noncollectable. Second way is to request a postponement due to the fact that you will be out of state during that time.

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