Question:

Bought something yesterday and transaction is still not showing up on my online bank account?

by  |  earlier

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Paid with credit card and normally it shows up within a few hours of purchase?

Should I go to the bank tomorrow to see what's going on?

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4 ANSWERS


  1. If you made the purchase after 3:00 PM Eastern time, it won't get posted until a few days later since you used a credit card.

    Don't worry, your credit card company WILL make sure they get their money!  LOL!


  2. Was the purchase made at a place that normally shows up within a few hours? The process time can vary from place to place such that while transactions may be put through immediately at one establishment, at another it could be at the end of the day or later. If the purchase was made somewhere you visit regularly and it's taking longer than usual, contact your bank. Otherwise you might wait another day or two before checking things out.

  3. How quickly transactions show up is based on when the merchant "batches" their credit card transactions. Some merchants batch daily some every couple of days, based on how many credit card transactions they do and what their merchant services charges them for it.

    I would wait 2-3 days before worrying


  4. Hello, You can either go to the bank or call them and ask if the transaction has come through yet. IF they tell you that it hasn't, call the company where you bought the product and see what the deal is. Amazingly enough, it could be on their end. Once you cover both bases, you will feel better. Also sometimes for no reason at all, there will be a delay in your processing time on line and when it shows up. Don't worry as long as you call both places I just referred to.

    Good luck.

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