Burning apartments and destroyed lappys

Question

I left my laptop at my friend's apartment. The apartment burnt down and my laptop is dead.

Does my parent's home owners insurance cover my lappy?

Answer 1

Your parent's home owners insurance covers your lappy ONLY if you still live with your parents.

Your friend's renters insurance would cover that lappy, too, I bet.

And, depending on the policy, you'll get $120 for the replacement value of that old machine.

Answer 2

Or try your friends renters insurance.