Question:

CA Insurance Licenses: I have" Fire & Casualty" and "Life Only" is there a reason to get "Accident & Health"

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  1. No you'll have to many things to remember. get Long Term Care(LTC) w/ Cal. Plus. That will be a better program to have and you can sell it as your clients get older. Why have A&H when you have F&C...should that be P&C and don't forget in Cal. you now need Ethics.

    I have Life, Ethics, P&C and series 6 & 63

    I'm working on getting back my LTC( let it lapse). All needed to be a financial analyst.


  2. When it comes to the insurance licenses you have those are all beneficial to yourself & any of your clients however you are very limited when it comes to what most people need immediate covereage for which would be why having your license for Accident & Health comes to play.  You could always let an agent with that license tag along during your appointments for that because typically it would be in your client's best interest to have this option available & without your license you CAN NOT assist them any further than information regarding it.  Me coming being from Cali, trust me you will DEFINITELY up your sales with this one! So for your part make everything easier on yourself get your Accident & Health license, you'll cut the time on relying on others to go on your appointments for those sales & earn yourself some extra money. It's a win win situation!

  3. YOu are not the only one who met this problem,I have met this type of  problem before.I have good experience here to solve my similiar problem.http://health-insurance.onlinebestoffer....

  4. It is better to be able to sell all lines. That way, you don't leave commission dollars for someone else, and take a chance that he or she will replace what you have.

    It is a proven statistic that the more lines of insurance you have in a household, the better your persistency.

  5. with out accident and health you cant sell health.. if it means you will make more money then i would get them..

  6. Not if Obama gets elected.

    Don

    http://mtnhealthinsurance.com

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