CIC Triple Advantage?

Question

I just found out that CIC Triple Advantage has been charging my account. They're the ones that do the Freecreditreport.com. I called to cancelled my account. But I've been reading about so many other people having problems with them, I'm wondering if any of you had experiences dealing with them.

Answer 1

They are difficult over there at FreeCreditReport, and it's very hard to get them to actually cancel and stop charging your account.  This is why I only use real credit cards to get these type of "free trials" - if they charge you incorrectly, a credit card company is more likely to honor your dispute (most cards have zero liability) of the charge than the bank who issues a debit card.

I think you did the right thing by requesting a new card.  Some people go through months of trying to cancel a CIC account before they actually stop charging.  I was charged for and had to dispute 4 months of charges from CIC before they finally stopped charging me.  Luckily my credit card did honor all of the disputes and got rid of the charges.  Just FYI - Bank of America Privacy Assist credit monitoring does the exact same shady behavior as Triple Advantage.