Question:

CREDiT CARDS.. i NEEd HELP..??

by  |  earlier

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what do u think is the best credit card to apply for

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6 ANSWERS


  1. Rewards, no annual fees, misc fees etc.


  2. Blue from American Express®

    http://www.cardlister.com/CreditCards_de...

    it has no annual fee

    a low interest rate

    great rewards

    improves your credit score

    and is very easy to be approved for.

  3. be careful with credit cards my mom had 14 and she got in debt and she was fortunate enough to be able to file for bankruptcy so she didn't have any more debt...so DON'T GET IN DEBT

    but i would suggest city card or visa check card

  4. The "best credit card" for you depends on your personal situation. Amex Blue is good if you have excellent credit. You may need to look at a tiered card that is available to a broader range of credit scores.


  5. I personally dont have one but you need to research. Why do you want to have a credit card? if you are going overseas want to buy things online, etc), get a debit card (using your own money that acts as a credit card. No fees, charges, etc. (Well with my bank its an extra AUD$3 month fee but I save heaps.

    There are thousands of credit cards but you need to choose which one. Need to be on the watch out for annual fees, overdrawn fees, cash advance fees, exit fees (some do have them), application fees, length of time to pay your card balance.

    Most people are going for the interest free for 6 months but you have to make sure you can pay it off in the 6 months otherwise the rate is sky high.

  6. One with a low interest rate (if you don't know what an interest rate is, don't even think about getting a credit card).

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