Calling all moms of more than one child.......?

Question

4000 a month with a rent payment of 719 and bills that equal less than 200 a month ( have only energy and heat to pay for, no cable, no phone bills and no car), that's doable for a 6 person household right?

My husbands work picks up our phone and cell phone bills as part of his monthly pay and we live in a community with a great public transport system so we take the bus or walk instead of having a car.

Answer 1

It would be more than plenty for us. I'm meticulous with finances, so that would leave around 2k/month after bills for us.

We are a family of 4 right now (#5's in the belly lol). Bills for us are like this:

884 mtg payment

72 car insurance

361 car payment

80 power

13 water

109 phone/cable/internet(30 after next week, ending internet/cable)

100 gas (don't drive much, and have a very gas efficient car)

400 food

100 diapers/formula, baby food ect.

43 AHS home "warranty" repair plan.

209 To my doctor (insurance only covers 75%..so we have 2 payments left on my pregnancy)

= 2271.00/month total bills

After our 2 payments to my doctor, and cancelling the cable/internet it'll = 1983.00

Husbands income is 700-800/week take home = 2800-3200/mo take home (depending on his overtime hours). Our health insurance plan runs just over 300 a month, but is deducted out of his pay...so we don't have to budget that or anything.

So we have 500-1000 left over monthly now. Soon to be 800-1200 monthly after my doctor is paid, and cable/internet is gone.

I'd say 4k a month would pay for everything just fine!

Answer 2

Sounds a little on the low side for energy and heat.....maybe add another 100 at least. Don't forget food and household items. It seems your on the right track.

Answer 3

well im not a mom but theres 6 people in my family and house

we spend $1600 a month on groceries and cleaning supplies

then we spend about $6700 on bills, car ,house ,phones,medical all the rest

Answer 4

It is all going to depend on where you live and how expensive the basic needs are. Here a gallon of milk is $3.47 and a loaf of bread is 89 cents. As a family of 5 my bills are around $3600 a month. We dont live cheaply but we dont have car payments, loans, or credit cards. We also live in a fairly cheap area where everything costs much less. We enjoy steak, shrimp, and fresh veggies. I dont buy generic and my kids wear name brands.