Question:

Can't sleep, pregnant single mother?

by Guest59512  |  earlier

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can't sleep due to unbearable amount of immediate debt. Please any suggestions on how to overcome this

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  1. You are singing to the choir.  My husband and I live in seperate houses about 100 miles from each other and he comes out on the weekend.  He pays his bills and I pay mine.  He helps with the kids some, we have 3.  You don't go into a lot of detail about how bad your situtation is but here are some ideas that I have tried:

    1st if you are working try to get some extra hours, if you are hourly.

    2nd- check with local charities.  I sat down and hand wrote and mailed about 10 letters asking for help and got 2 responses that helped me.  One gave me 1500.00.  I was shocked because I heard that this charity never helps individuals but gives their money to organizations.  They helped me though.

    3rd- file bankrupcy.  Everyone thinks that it is horrible, but so is being homeless.  You can't worry about your credit when you can't feed your kids.

    4th-ask family and friends for help. If you are too proud for that then start a food plan with some of your relatives.  My sister, my mom and I have a plan now where we all eat at a different house one day a week.  It saves money because you don't have to cook 2 days a week, or more if you have retired family members.  They love having something to do, my mom would have us come over there every night to eat if she had her way.

    5- babysit on your off time, or trade babysitting if it is hurting you financially.

    6-go back to school.  You can sign up for grants and student loans.  If you go to a 4 year institution you can sign up for a pel grant, plus whatever state grants there are, plus take out student loans of about 5,000 a semester.(2 times a year) This should cover your tuition books and housing while you go to school and when you get out your earning potential will be a lot better.  Plus with student loans they have you pay them back based on your income, I pay $5.00 a month.  And you don't start paying until you are out of school for a while, and if you drop out and are still not making any money they will defer the loan.


  2. oh i remeber when i was pregant i would watch tv all night talk to y baby  put head phones on my stomach feel my baby kick all the time take hot baths and read to my baby eat ice cream  take youre mind off  things that dont have nothing to do with youre pregantcy or you will make youre baby very edgey when born foucous on the good things if you can for a moment and love the time of being this way for it is a blessing from god

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