Can I be the primary on a loan and a secondary driver on the insurance?

Question

Can I be the primary on a loan and a secondary driver on the insurance?

Answer 1

Sure as long as your lienholder on the car will allow it.  The insurance company doesn't really care what "position" your name appears as long as you are a rated driver of the car.  We typically don't worry about the order of the names as long as your lender doesn't care.

Answer 2

Yes, if the insurance company will let you do it that way.  You ALSO have to be a named insured on the policy.

See, the loan, the title, the plates, and the name on the policy all have to match.  But if there are more drivers than there are cars, the insurance company would let you be a secondary driver, if there's a primary driver that will cost more money than you.   The insurance companies line up the cars, and then line up the drivers, most expensive to least expensive, and they assign the most expensive driver to each car, before they start doubling up on drivers to car.  

I really hope that's clear.