Can I consolidate fairly new personal finance company accounts?

Question

I have a lot (shamefully so) of personal finance loans. Is there any way (since I did put up houshold items for colateral) that I can go through a company to consolidate these, something other than a bank & that is here in the USA? Please no UK....those are scams I'm afraid.

Answer 1

I went into consolidation myself -- without doing any research whatsoever without knowing what I was getting into. Do a lot of research about how to handle your personal finances before you jump into anything. I was handling my own finances in a trial, error kind of manner -- getting credit cards and loans out of a whim -- not thinking of what I was doing, really. In my research I stumbled upon this book I'm gonna recommend to you, it really enlightened me on a lot of stuff about personal wealth, wealth management, mortgages, and asset management. It's "Stop Sitting on Your Assets" by Marian Snow -- it's highly recommended reading. You might wanna go through the dummies series too and see what you can find.

Answer 2

Household items like TV's,  refrigerator, microwave???

No one will do that. These have little value, and sold at auction in case of a default, even less, sorry