During a get together on Superbowl Sunday in my home, one of my friends fell and landed on another friend, and broke her foot. The injured friend is an ICU nurse and has been out of work ever since. She is having a hard time paying her bills on her payments from State Disability. She is now requesting that my husband and I file a claim on our homeowners insurance. I'm looking for guidance on this issue. I have no problem filing the claim, but I'm not sure what actions are taken against us as a result. I want to be there for my friend, but I do feel that this was not in any shape or form our fault. The person who fell (actually jumped) on her also owns a home, would their insurance company be able to cover any of this? I'm thinking that because it was on our property, that we are responsible. Any insight is appreciated.
Tags: