Can I get an insurance if I do not have a car?

Question

I have driver license, but I do not have a car. Can I buy an insurance to drive a firend of mine car's? That car has its own insurance.

Answer 1

You can buy a policy if you don't have a car, but it doesn't cover you when you drive a vehicle regularly furnished for your use (the friend's car), or any vehicle owned by a household member, or furnished for their regular use.

It will be easier to just have your friend add you as a driver, to their policy.

Answer 2

You cannot purchase insurance on a car which you don't own a VIN number. You, yourself, cannot purchase insurance to drive your friend's car but what your friend can do is put you down as a part-time driver on his plan and you could pay him the difference in the cost.

Answer 3

Yes, you can get a broadform policy that covers your license.

Answer 4

No. Insurance is for a CAR -- you would only need health and life insurance...