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I have three payday loans. (1) 575.00 (2) 345.00 (3) 162.50 In the contract it states you can make a prepayment of no less than $5 on (1) I paid $5 on (2) i paid $20 , I made the prepayments right after I took the loan out because in theory they cannot cash my check and will be forced to accept any kind of payment I make. That way my bank account doesn't go neggative when they try to cash the check and also so they will not take civil action against me. I want out of these payday loans and I am willing to make payments (1) said they could set me up on a payment plan of 143.00 every 2 weeks but I can't afford that!!! PLEASE HELP!!!
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